Bespoke guidance for the wealth you have built.
Your wealth carries responsibilities, possibilities, and a deeply personal purpose. Ellevation Private Wealth Solutions brings bespoke investment management and specialized planning together around your life, your family, and the legacy you intend to shape.
One relationship. A coordinated perspective.
Lovie Leach-Yarborough remains your primary advisor and point of contact. Through selected investment and specialist partnerships, we bring together the expertise your circumstances call for and coordinate with your existing tax, legal, and other professional advisors.
The relationship begins with a conversation about your priorities, responsibilities, existing holdings, and the decisions ahead. Bespoke means that the scope of your planning and the investment approach are shaped around that picture. As circumstances evolve, we revisit how the pieces work together.
Investment management shaped around your household
A meaningful investment strategy considers your existing assets, cost basis, time horizon, liquidity needs, risk tolerance, and personal preferences. Our coordinated offering includes portfolio analysis, customized portfolio design, review of concentrated holdings, and access to dedicated investment-management expertise.
We consider how accounts across your household support shared priorities. Where appropriate, that work may include separately managed strategies, direct indexing, asset-location considerations across different account types, and a thoughtful transition from existing holdings. Each recommendation reflects the objectives and constraints of your situation.
Tax-aware decisions throughout the wealth journey
The tax consequences of an investment decision deserve attention alongside its financial purpose. Planning may include reviewing unrealized gains, cost basis and loss carryforwards, evaluating tax-loss harvesting opportunities, establishing capital-gains targets, and assessing the tradeoffs of diversifying appreciated or concentrated assets.
Retirement planning may also include Roth conversion analysis and withdrawal sequencing. We coordinate these considerations with your tax professional. Tax-management strategies involve tradeoffs and do not guarantee a particular tax result or improved investment performance.
Liquidity that supports the life you want to live
Your wealth should be considered alongside the demands on it: everyday cash flow, retirement income, a significant purchase, family commitments, or a business opportunity. We help evaluate cash-management strategies, planned large expenses, and portfolio income in the context of your broader plan.
Where appropriate, access to lending specialists can help you evaluate financing choices, including securities-backed lending. Borrowing against investments involves interest costs and collateral risk; declines in collateral value may require additional collateral or repayment and can result in the sale of pledged assets.
Business interests, meaningful assets, and the full balance sheet
For business owners, personal wealth and business decisions are often closely connected. Specialized support may include business valuation resources, succession and sale planning, access to investment-banking expertise, and consideration of how a liquidity event could affect investments, taxes, and family priorities.
Art, collectibles, real estate, and other non-liquid assets can also have a place in your broader wealth and legacy conversation. We consider their role alongside your investment portfolio and coordinate with qualified specialists as needed regarding valuation, ownership, gifting, disposition, and related tax or estate considerations. These assets are distinct from the investable assets used to determine eligibility.
Prepare the wealth. Prepare the people.
Legacy planning connects financial decisions with the people and purposes your wealth may support. The relationship can include beneficiary and estate-planning coordination, inherited-asset considerations, access to trust-service providers and an attorney network, insurance analysis, and planning conversations with the next generation.
We help bring the financial perspective to those discussions while attorneys and other qualified professionals address legal documents, structures, and trust administration. Family priorities, readiness, and communication deserve a place alongside the mechanics of transferring assets.
Philanthropy with intention
A charitable legacy begins with what matters to you. Specialized philanthropic support can help you explore charitable giving, donor-advised funds, foundations, and charitable trust strategies in coordination with your financial, tax, and legal professionals.
Depending on the arrangement, planning may also include involving family members and establishing charitable succession intentions. With a donor-advised fund, the sponsoring charity has legal control of contributed assets; donors retain advisory privileges, subject to the sponsor's policies. The appropriate approach depends on your charitable goals, assets, and circumstances.
A clear understanding of the relationship
Services are selected according to your needs, eligibility, and the agreed scope of the relationship. Investment management, planning, legal, tax, trust, lending, valuation, and other specialized services may involve separate providers, agreements, and additional fees. We discuss the roles and applicable costs before you decide how to proceed.
Investing involves risk, including possible loss of principal. Bespoke planning and professional coordination do not guarantee investment returns, tax savings, or estate-planning outcomes. Legal and tax advice must come from qualified professionals engaged for those services.